SMART INSURANCE
Helpten Insurance is a vehicle telematics solution optimised for the needs of the vehicle insurance businesses. Developed together with insurance companies and actuarial specialists, it does not only enable the insurers to offer innovative insurance products but also allows them to increase their customer loyalty with value-added services, ranging from young driver and private vehicle applications like driving-style analysis, stolen-vehicle recovery, and advanced road-side assistance, to the industry leading fleet-management, maintenance and repair-chain, marketing, and custom-applications
The Drive Tech Australia solution utilizes high-quality vehicle solutions with industry leading accuracy and proven reliability of over 20years, in numerous large installations from Arctic to Middle-East. The device options range from simple covert-power-only and OBD-II devices to full professional vehicle computers with voice-communications, and are trusted by numerous businesses including some of the world’s largest business like Mercedes and Shell and automobile clubs like ADAC. As we have full control of the device design and build, including own high-volume manufacturing of the devices, we can also customize the devices based on the customer needs and even provide customer specific devices.
KEY FEATURES
Flexible Data for Any UBI-Strategy
Whether considering a defensive strategy, interested only in identifying the policy holders of minimum risk for Pay-As-You-Drive products, or taking a proactive approach with Pay-How-You-Drive, the platform enables you flexible data analysis, driving scoring, and ranking models based on a multiplicity of detailed drive, vehicle, and context criteria, e.g. distances, times, locations, road-classes, driving style, area risk-profile, actions, vehicle servicing, weather, and traffic.
Driving Style Analysis
The driving style analysis helps to improve the drivers’ driving style by providing them an easily understandable visual feedback on the driving style and emissions calculated based on the number of negative impact -events and reference values; Flexible reporting and visualisation, including visualisation on the map.
Detailed Incident Analysis
In addition to the highly-accurate vehicle data collected by the platform the vehicle accidents can be analysed - to the level of milliseconds - using the Incident Data Recorder -functionality, approved to use, for example, by UK police departments.
Driving Competitions
The driving competitions are an excellent way to challenge people to improve their driving style towards safer, more economical, and environmentally friendly driving.
Vehicle Tracking and Tracing
The map based location and tracking -feature allows the users to locate the vehicles and browse their past trips and routes. With the network and timed wake-up positioning capabilities the vehicle can be located, even if the device has been disconnected.
Automatic Logs and Reports
The vehicle use logs and reports enable users to automatically create reports on their car use, e.g. for taxation or expense claims, saving them time and improving accuracy.
Driver and Trip Identification
The current driver and the trip-type (e.g. business, private) can be easily identified with either the in-vehicle accessories or through the mobile-client and/or web-client. Additional information for the trip, such as billing codes, customer codes, etc. can be entered by the driver through the applications.
Location and Context Analysis
In addition to the detailed travel data, also based on the customer’s travel on different risk areas, travel to be classified by road-classes, etc (and combine with other data, e.g. driving behavioural in those risk areas).
Application Programming Interface
Besides the ready-made and brandable applications the platform implements well-defined APIs and allows you a detailed access to the customer data for actuarial analysis purposes, creating your own insurance policy 'secret-sauce', or developing practically any own application.
VALUE ADD FEATURES
Extensive Fleet GPS-Tracking and Management
The Helpten Pro gives organisations detailed business visibility and control of their fleet operations, and are optimized for the needs of the business users, i.e. management, dispatchers, and business owners. Please see our Smart Fleet -solution for more information.
Smart Maintenance and Fleet Management
The repair and maintenance applications include the mobile and online applications for the customers of the maintenance businesses, giving them a single view on the vehicle service and maintenance needs and costs. Please see our Smart Fleet -solution for more information.
For more details on the Drive Tech Australia user based insurance and related solution and services, or for an access to the demo applications, please contact us at sales@drivetech.com.au.
